Tag: retirement life

This Retiree’s 11 Tips to Creating Your Next3rd You’ll Love

This Retiree’s 11 Tips to Creating Your Next3rd You’ll Love

She lost 60lbs, travelled to four continents, reconnected with family and friends, embarked on meaningful volunteering, and learned new activities in her next3rd, all from a remote northern community.  What are her secrets to living a retirement life with zest?  Read on…

Meet Margot

She’s a girl of the north with a big heart, big goals, good humour, and a love of the outdoors.  Her dedication to her career in education left little time for anything but her family.  Now?  Let’s just say her retirement is action packed!

“How is life?  I don’t think it can get much fuller!”

Margot started planning her retirement life right away. A “living” plan focusing on her first priorities; her health and fitness, travel, and reconnecting with family and friends.  She’s the one who inspired me to start a ‘60 Things to Do When I’m 60’ list!

“I’ve accomplished 90% of my list with 4 months to go! I’ve learned I can achieve almost any goal I set for myself.”

But There’s More…

Not only has Margot reached most of her goals, she has added meaning to life through volunteering.  She’s preparing a presentation on her trip to China for a senior’s group and helps her church in various capacities including singing in the choir. “Singing makes me happy!”   She was part of a group that brought a refugee family to their small community, helped them integrate, and continues to mentor/tutor the children successfully through school.

“It feels good to give back. I feel blessed to be able to help.”


How She Did It…

Here are Margot’s 11 tips to living the retirement life you’ve dreamed:

  1. Start Financial Planning at Least 10 Years Before Retiring

“You need to know clearly what your financial situation is.”

“For 5 years, we put our income tax refund into a separate ‘travel fund’.”


  1. Go to a Seminar about Retirement at Least 1 Year Before Retiring

Learn the steps you need to take to transition smoothly.


  1. Take Control of Your Health

Margot changed her sedentary working life to a vibrant active life when she retired.  Now she enjoys, biking, tennis, pickleball, snowshoeing and more.  She also joined a diabetes study as a preventative measure which enabled a healthier diet.  “I feel fitter, healthier and happier.”

 “Prioritize your health from here forward.”  


  1. Have a Financial Plan B

Sometimes the unexpected happens.  Margot has seen families struggle financially after a spouse dies younger than expected.


  1. Be Positive

Bad stuff happens.  Margot lost her Mum in her first year of retirement.  Yet, she feels blessed for having that year to spend special time with her.

“When you feel fit, healthy, grateful, and are giving back, you can stay positive.”


  1. Enjoy What’s Around You, Open Your Mind to New Things and New Fun

“Don’t be afraid to try new things.”  Margot tried rock-climbing, tennis, pickle ball and other active lessons.  She helped her hubby with hands-on reno projects and re-learned how to filet a fish.  (The pickerel up there is amazing!)  She even finished 2nd in her category in a 10km run!

  1. Respect That You and Your Partner Have Different Days

How you each spend your day can be different.  Margot’s hubby can clock 10,000 steps working outside, while Margot will go out for a spin.  You don’t have to be, or travel, together all the time.  “You have something to share at the end of the day or trip.”

“You need to have your own space when you retire.”


  1. Count on Yourself to Be Disciplined

“I am more disciplined just counting on myself.”  If you have specific goals, or daily practices, its up to you to get them done.  Be it a ride at 6am, or daily meditation, “count on yourself first and that means discipline”.

“If no-one else is around to do it with, I’ll do it anyway.”

  1. Plan to Renew Relationships

Margot’s loved ones are scattered across our vast country and she purposely visits or calls long-term friends and her fam jam frequently.  She travelled with various family members, and planned family reunions which strengthened those bonds.

“I feel blessed to re-connect with old friends and bring my family closer.”


  1. Make a List of Things to Do for a Milestone

She’s already working on her 65 Things to Do When She’s 65 “This worked really well for me.”  Include little things and big things.  The list mobilized her dreams and really did create a very full retirement.  Full of adventure, meaning, connection and fun!

“I love lists. I love checking things off. I love that my family and friends wanted to make my goals happen with me.”

  1. Count Your Blessings

Those are my words.  Margot said, “Be positive again”.  As we chatted, I heard her reflect on how blessed she felt, which in turn gave her a positive feeling. “People want to be around you when you’re positive.” In her first year of retirement, she wrote her top ten things for which she was grateful, daily.  Now she ‘counts her blessing’s each week.

“It helps you be more aware, and it gives you something positive to talk about.”


Thanks Margot, have fun working on the new list!

Care to share?

This World Champion’s Tips for a Happy Retirement, RV Style

This World Champion’s Tips for a Happy Retirement, RV Style

World champion dragon boater, RV aficionado, grandmother and free spirit, this semi-retiree is making big lifestyle changes as she embarks on her 7th decade.  With an open mind and new goals to pursue, the open road is calling.  Here are her tips on following your nomadic dreams in retirement.


A World Champion … at 69

Mona is rather mild-mannered given her international athletic feats, her adventurous spirit and the big change that is coming her way. It’s her dragon boat accomplishments that get my attention first.

“I just like to be active and I need a goal to work toward.” 


That’s a bit of an understatement. Truth?  She began dragon boating for fun about 15 years ago and loved it so much, she wanted to pursue the competitive field.  One problem.  Ottawa didn’t have a dragon boat club, a requirement to compete internationally.  So, Mona, in her 60’s, and a friend started a club. They created a senior C team too! Problem solved!

“We had to find enough people over 60 who where fit, interested and committed.”


Fundraising for coaching, early morning and evening practices, and dedicated training lead to gold, silver and bronze medals for her crew this summer at the world championships in Hungary!  “There’s nothing like winning the race!”


Big Changes on the Horizon

As much as Mona loves dragon boating, she is hanging up her paddle and on the lookout for a new challenge. “I’m ready for something else.” That’s not the big change though.  The BIG change is something, not everyone could do, but if you do, it can be very liberating.

She and her husband are selling the family home of 39 years.  Selling it and everything in it!  They have decided to buy a large recreational vehicle (RV) which will be their permanent home for the next year or two.  Her new challenge for the moment is emptying the house!  “I think its good for you to move.”

“We’ll be free! We never had trouble trying new things.”


No, this is not a rash decision.  They have enjoyed the RV life for a few years, spending half the year on the road.  They’ve made new friends, visited interesting places and kept active with sports and outdoor activities at the RV parks.  Mona still works casually, and can do so remotely from her RV.  They love the flexibility, freedom and the social RV community.

“Rving is a lot of fun, it’s a lifestyle.” 


Say What? RV Community?

If you think the RV life can be lonely, think again.  There’s a vibrant community out there of free-spirited people from all over North America.  They are a friendly, helpful bunch.  Mona and her hubby have found their preferred RV parks. Home base for part of the winter.  They take day trips and enjoy the numerous activities and social life available.

Fitness classes, swimming, yoga, pickleball, sewing, woodworking, bike club, hike club, dances, and of course happy hour are just a few examples of the fun, fellow travelers can enjoy.  “It’s very social.”  Mona has already set some goals for her next stay at the park.  I foresee a new pickleball competitor emerging!

“It’s good to meet different people.  We’ve made new friends, stay connected and look forward to seeing them in the winter.”


What About Old Friends and Family?

Skype and social media help them stay connected.  Mona and her hubby Skype their grandchild every week.  When they are in town, they make an effort to see old friends and they always come home for Christmas.  The reality is that friends are busy or also away.  You don’t see them as much when you are home anyway.”

“We won’t be doing this forever.  One day we will sell the RV and buy a small home somewhere on the water.”


The Secrets to a Happy RV Life?

“Be open-minded.” 

Everyday can bring a new adventure and new friends to meet.  You can hide away in your RV or go out and enjoy the new sights, activities and people around you.  The later brings more fun and new experiences.  Mona was thrilled to experience the largest rodeo in North America while in Texas, something completely different for her.


 “Know to how fix things.”

Troubleshoot really.  Things can break down.  An RV is a home on wheels complete with water systems, electrical, heating, etc.  Mona’s had an awning nearly blow off, and a towed car roll off its trailer on the TransCanada! “You need to be healthy enough to fix things. It can be physically demanding.”


“You have to like the lifestyle.”

Not sure its for you?  Mona suggests trying it out first. Some of the RV parks have trailers you can rent over the winter.  The type of park you are in makes a difference in terms of the demographics of fellow RVers. “We wanted to be with active people.”


“Give each other space.”

To follow their own interests that is.  One of you may want to see one thing, while your spouse may have another interest. Accommodate each other’s interests along the way.  Mona’s hubby swims, while Mona plays pickleball. Speaking of space. Worried about the small quarters?  “If you can live outside, the small space is fine.”


Words of Wisdom for a Happy Retirement

“Find what works for you.”

Retirement is a gradual transition out of some activities and the picking up new ones. “Your interests and stamina changes.”


“For couples, ensure you are both on the same page.”

When you start retirement, look at the pros and cons of key decisions such as buying an RV.  Each of you make up your own list to see if you are on the same page.  Compromise may be necessary!


“We’re very happy in retirement. We always find something to do. “

Care to share?