This Retiree’s 11 Tips to Creating Your Next3rd You’ll Love

This Retiree’s 11 Tips to Creating Your Next3rd You’ll Love

She lost 60lbs, travelled to four continents, reconnected with family and friends, embarked on meaningful volunteering, and learned new activities in her next3rd, all from a remote northern community.  What are her secrets to living a retirement life with zest?  Read on…

 

Meet Margot

She’s a girl of the north with a big heart, big goals, good humour, and a love of the outdoors.  Her dedication to her career in education left little time for anything but her family.  Now?  Let’s just say her retirement is action packed!

“How is life?  I don’t think it can get much fuller!”

 

Margot started planning her retirement life right away. A “living” plan focusing on her first priorities; her health and fitness, travel, and reconnecting with family and friends.  She’s the one who inspired me to start a ‘60 Things to Do When I’m 60’ list!

“I’ve accomplished 90% of my list with 4 months to go! I’ve learned I can achieve almost any goal I set for myself.”

 

But There’s More…

Not only has Margot reached most of her goals, she has added meaning to life through volunteering.  She’s preparing a presentation on her trip to China for a senior’s group and helps her church in various capacities including singing in the choir. “Singing makes me happy!”   She was part of a group that brought a refugee family to their small community, helped them integrate, and continues to mentor/tutor the children successfully through school.

“It feels good to give back. I feel blessed to be able to help.”

 

How She Did It…

Here are Margot’s 11 tips to living the retirement life you’ve dreamed:

 

  1. Start Financial Planning at Least 10 Years Before Retiring

“You need to know clearly what your financial situation is.”

“For 5 years, we put our income tax refund into a separate ‘travel fund’.”

 

  1. Go to a Seminar about Retirement at Least 1 Year Before Retiring

Learn the steps you need to take to transition smoothly.

 

  1. Take Control of Your Health

Margot changed her sedentary working life to a vibrant active life when she retired.  Now she enjoys, biking, tennis, pickleball, snowshoeing and more.  She also joined a diabetes study as a preventative measure which enabled a healthier diet.  “I feel fitter, healthier and happier.”

 “Prioritize your health from here forward.”  

 

  1. Have a Financial Plan B

Sometimes the unexpected happens.  Margot has seen families struggle financially after a spouse dies younger than expected.

 

  1. Be Positive

Bad stuff happens.  Margot lost her Mum in her first year of retirement.  Yet, she feels blessed for having that year to spend special time with her.

“When you feel fit, healthy, grateful, and are giving back, you can stay positive.”

 

  1. Enjoy What’s Around You, Open Your Mind to New Things and New Fun

“Don’t be afraid to try new things.”  Margot tried rock-climbing, tennis, pickle ball and other active lessons.  She helped her hubby with hands-on reno projects and re-learned how to filet a fish.  (The pickerel up there is amazing!)  She even finished 2nd in her category in a 10km run!

 

  1. Respect That You and Your Partner Have Different Days

How you each spend your day can be different.  Margot’s hubby can clock 10,000 steps working outside, while Margot will go out for a spin.  You don’t have to be, or travel, together all the time.  “You have something to share at the end of the day or trip.”

“You need to have your own space when you retire.”

 

  1. Count on Yourself to Be Disciplined

“I am more disciplined just counting on myself.”  If you have specific goals, or daily practices, its up to you to get them done.  Be it a ride at 6am, or daily meditation, “count on yourself first and that means discipline”.

“If no-one else is around to do it with, I’ll do it anyway.”

 

  1. Plan to Renew Relationships

Margot’s loved ones are scattered across our vast country and she purposely visits or calls long-term friends and her fam jam frequently.  She travelled with various family members, and planned family reunions which strengthened those bonds.

“I feel blessed to re-connect with old friends and bring my family closer.”

 

  1. Make a List of Things to Do for a Milestone

She’s already working on her 65 Things to Do When She’s 65 “This worked really well for me.”  Include little things and big things.  The list mobilized her dreams and really did create a very full retirement.  Full of adventure, meaning, connection and fun!

“I love lists. I love checking things off. I love that my family and friends wanted to make my goals happen with me.”

 

  1. Count Your Blessings

Those are my words.  Margot said, “Be positive again”.  As we chatted, I heard her reflect on how blessed she felt, which in turn gave her a positive feeling. “People want to be around you when you’re positive.” In her first year of retirement, she wrote her top ten things for which she was grateful, daily.  Now she ‘counts her blessing’s each week.

“It helps you be more aware, and it gives you something positive to talk about.”

 

Thanks Margot, have fun working on the new list!

Care to share?

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